![]() With free-cash-flow negative, leverage-fueled competitors like Arrow, Intrum, and Lowell pushing purchase multiples increasingly lower, the European landscape is very unlikely to emerge as a source of growth for Encore, irrespective of how its current European vintages fare. ![]() Developments abroad: With the failed fourth-quarter IPO attempt of ECPG's joint venture European initiative, Cabot Capital Management, the "Smart Money" collective has signaled its concern regarding the future of the European debt collection landscape.While targeted regulatory relief would be a true structural tailwind for ECPG, we view this as an unlikely catalyst that is inconsistent with the intended nature of deregulation efforts and would, in any case, fall among the lowest set of objectives in future financial reform initiatives. debt collectors following an increase in regulatory scrutiny over the last few years, share pricing among rival debt collectors has suggested that future financial regulatory reform will have targeted benefits for the debt-collection industry. Given the recent structural headwinds faced by U.S. A review of the regulatory landscape and potential legal catalysts on the horizon: Undoubtedly, a large share of the post-election financials rally has been driven by eager expectations for favorable regulatory reform out of the Trump administration.tax rate, our analysis concludes that Encore is still largely unprofitable at its current ERC-weighted, firm-level estimated gross collections / purchase price multiple –a result consistent with the inevitable realization of the aforementioned cyclical headwinds set to befall the debt collection practice. Moreover, in the absence of material efficiency gains, and even after adjusting for a lower future U.S. and European vintages, demonstrated a marginal improvement in collections, the majority of the vintages defining the firm's estimated remaining collections (ERC) have largely failed to exhibit a similar feat. Fundamental progress of late: While ECPG's 2016 vintage has, both at the firm-level and stratified across the constituent U.S.Accordingly, we are excited to restate our bearish view on Encore, offering incremental analysis, insights, and a robust framework by which investors can easily understand and measure changes in the fundamentals of Encore's business. Given the near binary trajectory of the economy –that is, an extended expansion or an eventual slowdown, the cyclical headwinds that await ECPG are clear. Having significantly participated in the post-election financials rally, ECPG is up +60% YTD despite the absence of any meaningfully improved fundamentals. debt collector Cabot Capital Management, Encore is a cyclical name that performs best in early-stage, post-recessionary, economic rebounds, with fundamentals that slow into both economic downturns and the latter stages of economic expansions as collections deteriorate in the case of the former, and in the case of the latter, purchase multiples (EGC/purchase price) contract. charged-off credit card receivables, with a sizable presence abroad as well through its 43% stake in U.K. A brief overview of the bearish thesis follows below.Įncore Capital Group (NASDAQ: ECPG), one of the largest publicly traded debt collection companies in the United States, has been a short-side best idea since late 2014.Ī distressed consumer debt fund primarily targeting U.S. Editor's Note: Financials analyst Josh Steiner is presenting an update to our short thesis on Encore Capital Group (ECPG) Friday December 15th at 10am.
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![]() The main objective of this study is to compare the effect of a flutter or a sham device on small airways damage using impulse oscillometry (IOS), a non-invasive method that, contrary to other common blowing tests, measures small airway resistance during normal breathing. ![]() In this study the investigators hypothesise that because the flutter helps clear the airways from the excessive thick mucus produced by COPD patients, these patients may find it easier to breathe and have lower resistance to moving air in and out of their lungs. However, spirometry assesses the damage of larger airways but not small airways, also known as the "silent zone" which, crucially, are specifically damaged in COPD. Standard blowing tests, like spirometry, where patients blow forcedly into a machine, have previously been used to investigate the efficacy of flutter devices. These vibrations are thought to mobilise airway secretions facilitating their clearance and improving breathing. The flutter is a simple and small device shaped like a pipe that creates a positive expiratory pressure (PEP) and high frequency oscillation when the expired air passes through it. The disease affects not only the large central airways but also the small, more peripheral airways deeper into the lung, defined as less than 2 mm in diameter.īesides medical treatment, physiotherapy plays a major role in treatment and various methods have been suggested to remove airway of secretions. Why Should I Register and Submit Results?Ĭhronic obstructive pulmonary disease (COPD) is characterised by airflow limitation that is not fully reversible, and is usually progressive and associated with an abnormal inflammatory response of the lungs to noxious particles or gases, most commonly cigarette smoking. My passion for involvement also extends to the non-profit world where I serve as Chairman of Plimoth Patuxet, a museum which tells the iconic story of the 1620 voyage of the Mayflower, the settlement of Plymouth Colony and the Wampanoag people who help the Pilgrims survive. With its unbiased market position, Navi hopes to empower consumers with the right information and tools and, in doing so, create the most trusted, compelling and easy-to-use marketplace in the telecommunications industry. Its next product will be called Coverage Navigator, and it will help consumers figure out which carrier has the best network where they live, work and frequent. Navi’s first product, called Phone Navigator, uses big data technology to analyze more than 3 million online smartphone deals resulting from unique combinations of eligibility criteria from the top carriers, OEMs, and largest retailers. The company furthest along is called Navi, and it is a consumer-focused wireless marketplace that aggregates information on service plans and new phone deals to help people find and make the best choices and get the best prices. Currently, Bluefish is working on the development of two new companies, both following the Bluefish playbook of building customer solutions enabled by data - one in 5G spectrum utilization and the other in programmatic advertising. Comlinkdata, with 55 employees, provides real-time consumer behavior metrics and market flow share data to the North American telecommunication vertical, with its information reaching the C-suite of its client base every day. The most successful investment for Bluefish so far has been Comlinkdata, a firm for which I was the founder and CEO until it was sold to Alpine Investors in 2018. The data services space immediately sparked my attention. But I quickly realized my passion lived elsewhere and, in 2009, pivoted Bluefish to focus on early stage investing. I had initially conceived of the firm as a way to become involved in investing opportunities alongside former consulting clients. Since this transaction, alumni of the firm have gone on to start other successful advisory groups, including Altman Solon and CMA Strategy Consulting.īluefish Capital came along shortly after the sale of Cambridge. In 2002, I sold Cambridge Strategic Management Group to Cartesian (CRTN). As its leader, I testified about the health of the sector before the US Congress’ Committee on Energy and Commerce I served as a witness for the Department of Justice on several merger investigations and I spoke before numerous industry conferences and associations. ![]() By the early 2000s, we were regarded as one of the most influential firms in the technology vertical. Our expertise and advisory work covered a gamut of disciplines, including corporate merger analysis, economic valuation, business diligence and product development, and we worked with clients such as Verizon, Siemens, Goldman Sachs, China Telecom and Apple. I started my career, pre-Bluefish, by buying a boutique technology-focused strategy consulting firm, called Cambridge Strategic Management Group, and growing it into a much larger 100-person organization with offices in Boston and London and serving clients throughout the world. Those ingredients, among many others, are crucial to the process of accomplishment, and I love everything about it. ![]() I believe that great ideas and great organizations are the outcome of effort and meaningful involvement. I love collaborating with people who have a similar philosophy and who like to work hard and think hard. I’m a detail-oriented business leader that likes getting in the weeds of anything I do. Passion, for me, is always full-tilt and full-time. Hello! I’m Stephen Brodeur … I founded Bluefish Capital in 2005 as way to channel my personal resources, including my time, influence and capital, towards opportunities and projects that stir my passion. He scored 37 goals in 74 appearances for the club during his second spell. The Spartak Moscow forward, 29, was prosecuted after the alleged victim, thought to be the suspect's cousin, 'was seriously wounded in the knee. He started his career with Twente and had a four-year spell with Spartak between 20 before signing for Spanish club Sevilla.įrom there he spent a season and a half with Ajax before returning to Spartak. DUTCH football star Quincy Promes has been charged with attempted murder in connection with a stabbing at a family gathering last year, it has been reported. The attacker, born in Amsterdam, played 50 times for the Dutch national team and scored seven goals. He avoided charges of attempted murder and. Since he is in Russia, it is unclear whether Promes will return to the Netherlands to serve his prison sentence. 48 minutes ago &0183 &32 Spartak Moscow forward Quincy Promes has been sentenced to 18 months in prison after being found guilty of stabbing his cousin at a family. The Hague: A Dutch court sentenced former Netherlands international footballer Quincy Promes to 18 months in jail Monday for stabbing his cousin at a family party. Promes can appeal against the conviction. His sentence would have been six months shorter had he done so. The judge criticized Promes, who is currently in Russia, for not coming to court to defend himself or express remorse. He played for Ajax in the Netherlands at the time, but moved to Spartak in February 2021. 47 minutes ago &0183 &32 Spartak Moscow forward Quincy Promes has been sentenced to 18 months in prison after being found guilty of stabbing his cousin at a family. The stabbing took place at a family section near a warehouse in Abcoude after Promes got into a fight. The Spartak Moscow player has been accused of seriously. his cousin after court finds him guilty of assault but not attempted murder. Promes, formerly of Ajax, denied the allegations, but the court found there was enough evidence from two eyewitnesses and tapped telephone conversations to impose a prison sentence. Dutch footballer Quincy Promes will be prosecuted for attempted manslaughter and assault over the stabbing of a family member last year. Quincy Promes has been sentenced to 18 months in prison for stabbing his. He is suspected of involvement in smuggling 1,360 kilograms of cocaine to the Netherlands or Belgium in two shipments in 2020. ![]() In December of last year, Promes, who at the time was playing for Ajax, was detained by police in relation to an alleged stabbing that had occured earlier in the year. Promes, 31, plays for Russian club Spartak Moscow and was not present at his trial Simon Lloyd Promes is facing a charge of attempted murder Dutch international Quincy Promes had his phone tapped by police over a suspected involvement with drug trafficking and organised crime, a report in his homeland has revealed. Spartak Moscow winger Quincy Promes will be prosecuted by the Dutch Public Prosecution Service for attempted murder and aggravated assault, according to De Telegraaf. ![]() git – the save-as-you-go version control system. ![]()
![]() ![]() Second-to-last version before the big Cocoa re-write of 2012! –Download SolEol (test version, use at your own risk) Even a token donation or an email note go a long way. I appreciate and thank the support of all that actually decided to support the tool. I’ll probably keep updating SolEol 1 and 2 if any major problem hits the API, as I need to use it myself, but only the bare minimum. Donations never came and after a while updates are not uploaded because the extra polish needed to release is just not worth the effort. I haven’t tested in those so I’d appreciate comments on how it looks in them.Īs of 2016 SolEol development is pretty much stopped. The tool has been designed on an Intel Mac and is compiled as a universal app, there are versions for Linux (with GTK+) Windows as well. I’ve disabled the screens I know would be just too buggy for general use and focused on subtitle download alone. I’ve been asked to share what I had and after some quick clean-up I’ve made just that. Not to mention, the first nightclub in Sweden to become Gold Member of our organization.SolEol has been an ongoing pet project of mine to automate some tasks I do routinely regarding subtitle download and other video treatment. Additionally, this past June, Port Du Soleil has hosted the famous and internationally known, United Ants party that has cemented a reputation for incredible breathtaking events and the DJ duo Andrea Oliva and Joris Voorn.Ībove all, Port Du Soleil is #GoldMember of the International Nightlife Association and so, recommended by our organization. Although Port Du Soleil features local artists they also frequently headline world renown international Dj’s such as Martin Solveig, Benny Benassi, Fedde Le Grand, Nervo, Eric Prydz and many more. Their core values have always been to offer an international concept of joy, quality, exclusivity, playfulness and the feeling that the nightclub is perceived as something that is not ordinary. If one thing is for sure, Port Du Soleil wants to always be different and stand-out from the rest, for this reason they are highly focused on stretching the boundaries and trying out new stuff bringing the best entertainment such as dancers, performers, props and the best lighting and sound system. You should know you will be in good hands with the staff at Port Du Soleil as they are skilled and dedicated to giving their clientele the best customer service quality possible as well as introducing new concepts to constantly evolve. If you are in the mood for some food, Port Du Soleil also has a unique gastronomical experience to accompany your lovely summer evening. In fact, Port Du Soleil is also famous for having the biggest day parties in Sweden with approximately 3.500 attendees in the outside garden. Port Du Soleil has an indoor and outdoor space, with two big bars and an enormous dance floor and a vast terrace with an outdoor bar to enjoy a drink under the stars on a summer night. Moreover, Port Du Soleil has already had over 200.000 visitors in just over 3 months this 2018 summer season. It’s no wonder everyone is coming back for more with all decorative details inspired by Miami and Ibizan nightclub interiors not to mention the ambience, entertainment and DJ line-up. ![]() As its slogan, “not your usual nightclub” says, Port Du Soleil’s goal is to give the best not only in Sweden but produce an international top of the line nightlife concept for locals and visitors. Port du Soleil is characterized by its given name which transports you to the French Riviera or a night out in Ibiza. Coming in at #71 in 2017, and being the only venue in Sweden, Port Du Soleil strives for greatness and aims to offer a full mind-blowing experience, offering the best vibes of Ibiza in the heart of Gothenburg, Sweden riverside. It’s no surprise that Port Du Soleil is on the list of “The World’s 100 Best Clubs 2017” and has been nominated once again this year to enter “The World’s 100 Best Clubs 2018” list. ![]() Similar Entities Businesses with similar names Business NameĪll Events Food Service & Staffing, Inc. All hot holding food items were at adequate temperatures.īusinesses in the same zip code Business Nameīusinesses in the state of NY Business NameĬapital District Physicians' Health Plan ĥ00 Patroon Creek Boulevard, Albany, NY 12206Ħ081 Victor Manchester Road, Farmington, NY 14425ģ20-322 Chenango Street, Binghamton, NY 13901 All cold holding food items read at 38-41 degrees F. Refrigerator temperature read at 40 degrees F. Owner discussed new hot holding unit they recently purchased. In Lacona, New York, during the entire year, the rain falls for 171 days and collects up to 39.21' (996mm) of. Rainfall In Lacona, it is raining for 16.6 days, with typically 3.98' (101mm) of accumulated precipitation. Humidity In Lacona, the average relative humidity in May is 80. Discussed pre chilling ingredients techniques. In May, the average low-temperature is 46.9F (8.3C). The menu includes: jalapeño poppers, mac salad and mac and cheese. Owner is preparing for an event this weekend. Lacona, New York 36 Hour Weather Forecast - The Weather Network Lacona, NY Weather Updated on Sun, Mar 5, 9:15 PM + ADD TO MY LOCATIONS 34 ☏ Feels like 30 A few clouds Sun Overnight. Probe thermometers on site.Ĭritical: 0, Noncritical: 0, Violation Items: Noneįacility is in good, clean order. Hot holding food items were at adequate temperatures ranging from 167-20 degrees F. Cold holding food items were at adequate temperatures below 45 degrees F. ![]() Refrigerator temperature was at adequate temperatures of 39 degrees F. Facility Overview NYS Health Operation IDįacility is clean and sanitary. The food service type is Food Service Establishment - Restaurant. ![]() The business address is 1934 Harwood Drive, Building C, Lacona, NY 13083. The NYS health operation number is #1060512. North Country Events LLC is a food service facility inspected by New York State Department of Health (NYSDOH). ![]() ![]() Draw a relative by the light cast from a TV/Phone/Computer or other screen.Draw yourself (or someone else) painting toenails.Draw family members with things that are important to them.Draw someone you sit by in an odd pose.Implementing Sketchnotes in the Art Roomġ00 Sketchbook Prompts Your Students Will Love.However, knowing how to implement the prompts and manage students with sketchbooks is important, too! If you’d like ideas to help your students develop their creativity, drawings skills, and information retention, be sure to check out the following two PRO Packs, which can be found in our PRO Learning. These prompts are an amazing place to start. Add your own favorite sketchbook assignment in the comments below! Take a look and see what will work best for you and your students. This list is geared toward secondary students, but you’ll find a lot here that will work for younger students as well. There are prompts about animals, food, people, and other things that will spark interest among students. The list covers many bases and is organized by category. Want an eBook with all these prompts? Click 100 Sketchbook Prompts eBookto find it! My sketchbook assignments and prompts take an “all of the above” approach, making the following list well-rounded. Whether you use sketchbooks for project planning, skill development, brainstorming, or something else, you’ll find ideas here that will work for you. I’m always looking for ways to engage students so that they truly want to work in their sketchbooks. ![]() If you’re anything like me, you can never get enough good sketchbook ideas. ![]() For more ticket information, call 615.690. Opening Day is scheduled for Tuesday, May 11th when the Sounds host the Memphis Redbirds at 6:35 p.m. Concessions are abundant and well staffed. ![]() The city skyline backdrop, especially from the center and first base side seats adds to the atmosphere. The field is excellent and the scoreboard is a top grade, multimedia installation. The Nashville Sounds are the Triple-A affiliate of the Milwaukee Brewers and play at First Horizon Park. This well located ballpark offers a true professional baseball experience. The gift cards can be used anywhere at First Horizon Park and can be used at any outside business that accepts Visa cards. If fans bring only cash to First Horizon Park, they can purchase pre-loaded $20 Visa gift cards at Advanced Tickets located next to Guest Services near section 114. and the Quinoa Kale Salad now includes golden raisins and toasted almonds.įor the sweet tooths in the crowd, First Horizon Park is now proudly serving Dippin’ Dots Ice Cream.Īmongst the many beer and liquor options at the ballpark are three new liquor partners – Skrewball Whiskey, Pickers Vodka and Nelson’s Green Brier.įirst Horizon Park – including all concession stands and The Band Box – are going cashless for payment options. The Band Box is now serving burger patties from E3 Ranch & Co. The Band Box is home to the new Beyond Meat Italian Sausage featuring peppers and onions on a steamed Martin’s Potato Bun. ![]() Concession stand changes include the BBQ Pork Mac & Cheese dish being served in a medium-sized novelty helmet at the Smoke House concession stand and at the Music City Grill concession stand, fans are now treated to chicken tenders that are all hand-breaded.Ĭoffee lovers can visit the new portable concession stand 40 Below Joe – premium beaded coffee served hot or cold on the concourse near section 119 on the first base side. ![]() Great sight seeing, seafood, and craft beer. I really enjoyed my couple of days in Seattle. National Beer Lover's Day was a great way to meet a new friend! It was so much fun getting to meet Kelly! This was the first time I ever met a Twitter friend in another city. We quickly introduced ourselves as my wife came up thinking we had known each other for years. When I realized it was them, I jumped up from my bar stool and headed over. I looked up from across the bar and there Kelly was with Michael. Oh so you are wondering what happened with We tweeted back and forth all afternoon. Some Pumpkin beers come up flat on taste, not this one! This Pumpkin Ale has so much flavor! I really loved the generous amount of spice in this ale. My favorite was the Pike Harlot's Harvest. Big, bold, voluptuous burst of caramel & molasses with a smooth sweetness and the boldness of a monastic style double ale. Pike Harlot's Harvest - Spiced Pumpkin Ale. A biscuity golden ale hopped with Yakima Valley Hops. A delicious collaboration brew from Pike made with superb honey from Salish Lodge & Spa's apiary. Unique golden India Pale Ale with assertive hop character and floral notes brewed with four varieties of aroma and flavoring hops from the Yakima Valley. Come to find out, I wasn't the only one trying some of the Seattle breweries on National Beer Lover's Day, so was More to come on this. The menu that day had several other IPAs that looked very interesting including a Red IPA but there was still one more place to go on this National Beer Lover's Day. This was a solid IPA with a nice citrus flavor. I like the name of the beer but didn't have time to find out the story on how it was named. This IPA had a very nice hop profile of Simcoe, Mosaic, Citra and Hop 438. The beer that I tried was a dry hopped IPA called Pretty Little Liar. As you are doing so, you can also see the beer being brewed which is awesome! No flights which is a bummer for someone that is from out of town like me. You walk into a narrow passageway of tables that leads you to the place you can order your beer. The opening into the brewery is a garage door. Cloudburst has an interesting atmosphere. What should have been a 5 minute walk from our hotel took us nearly 30 minutes to find the taproom. I asked a couple of local people and they got us closer to the taproom. THANKS FOR LOOKING! FEEDBACK WILL BE LEFT AFTER YOU HAVE LEFT FEEDBACK AND ARE SATISFIED.I almost never found Cloudburst Brewing. IF YOU'D LIKE INSURANCE LET ME KNOW BEFORE YOU PAY SO I CAN ADD IT TO THE INVOICE. I WON'T BE HELD RESPONSIBLE FOR DAMAGES FROM THE SHIPPER IF YOU DON'T CHOOSE TO PURCHASE IT. ANY QUESTIONS PLEASE ASK! INSURANCE IS ALWAYS RECOMMENDED ON FRAGILE ITEMS AND EXTRA IF YOU CHOOSE TO PURCHASE IT. ALWAYS COMBINE SHIPPING TO HELP YOU SAVE $$$! ALSO WILL SHIP ALMOST ANYWHERE! JUST ASK! PAYMENTS MUST BE RECEIVED WITH 3 DAYS OF AUCTION CLOSE. KEEP CHECKING BACK AS I WILL BE LISTING NEW ITEMS ALL THE TIME. CHECK OUT MY OTHER ITEMS! CAN'T FIND ANOTHER LIKE IT ON EBAY! RARE FIND! BRAND NEW IN ORIGINAL WRAPPER! WHAT A FIND! SELLING TONS OF BEER AND OTHER ANTIQUE ITEMS AS TIME PERMITS. LISTING MANY OTHER NEW AND OLDER BEER CANS. BY BLUE MOON / COORS BREWING COMPANY IN GOLDEN COLORADO. WOULD FIT 4"X 6" PHOTOS ON EACH SIDE DROPPED IN FROM TOP. HERE IS A 2013 BLUE MOON BEER DOUBLE SIDED WOOD MENU STAND / PICTURE FRAME. Item: 134630779976 RARE BLUE MOON BELGIAN WHITE BEER MENU TABLE TENT PICTURE FRAME COORS GOLDEN CO. |
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